I have been looking into the services LifeLock and Zander provide and found some interesting information online to help do that yourself at little or no cost.
LifeLock offers to setup fraud alerts on your behalf and renew that request every 90 days. You can do this yourself and even freeze your credit by contacting the three credit bureaus below.
They request that your name be removed from pre-approved credit card offers and other junk mail lists and keep up the requests as they expire. Again, you can do this yourself with a service like www.OptOutPreScreen.com
While your name will be removed from the lists that Equifax, Experian, Innovis and TransUnion provide to businesses for the purpose of making you a firm offer of credit or insurance, you may continue to receive offers from sources that do not use Consumer Credit Reporting Companies to compile their lists.
If your wallet/purse goes missing, they will assist you in contacting each card and account. They assist you because they are not able to do it for you for legal reasons.
You can do this yourself by documenting the contents of your wallet/purse and keeping that information in a safe place, along with current contact information for each account.
Yes, LifeLock offer the $1 Million dollar guarantee, but if you put for the effort above and pay close attention to when and where you use or disclose your information, you can do this yourself.
Equifax
P.O. Box 740256
Atlanta, GA 30374
(800)-685-1111
Web site: www.Equifax.com
Get Equifax Score Watch Now!
Experian
PO Box 2002
Allen, TX 75013
(888) 397-3742
Web site: www.experian.com
TransUnion LLC
P.O. Box 2000
Chester, PA 19022
(800) 888-4213
Web site: www.transunion.com
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