It is almost February and the TTM Live event in Grand Rapids, Michigan is another day closer! We cannot wait to attend. I found this clip on YouTube tonight and thought you might enjoy it.
Wednesday, January 28, 2009
Monday, January 19, 2009
The new VISA Black Card review
Let's face it, most of us will still retain one or two Credit Cards. For those of us with the willpower to no longer fall into the game of maintaining a balance, we can use credit cards to our advantage. For me it is the Costco American Express Card. I plan to keep this card for Costco purchases as well as gasoline (paying me 3% back).
For those fortunate enough to qualify, take a look at the new VISA Black Card - This ultimate Black Credit Card offers 0% APR. This all new Black Visa card offers the following features:
Signup for Black Visa Card today!
It is currently available for Limited Time. Barclay's Bank ensures that this BlackCard is only given for few early applications and once they have enough members, the card won't be given away anymore to give the best service to existing members.
Become a member today and enjoy their 24-Hour Concierge Service. Apply Now!
For those fortunate enough to qualify, take a look at the new VISA Black Card - This ultimate Black Credit Card offers 0% APR. This all new Black Visa card offers the following features:
- 0% APR
- 24 Hour Concierge service.
- Luxury Gifts from Top Brands for every Black Visa Card Members throughout the year.
- 1% Instant Cash Back on all your purchases.
- Transfer your existing Credit Card Balance at 0% APR. Don't pay that extra interest.
- FREE Access to Priority Pass Airport Lounges around the world in over 90 Countries- This is well worth over $2000 per year. The Black Card is made with Carbon Graphite, which means you save energy by not using plastic cards. Its a revolutionary concept and you should be a part of the Save Energy Campaign.
- Over 50 Different Services from Customs, Immigration services, Car Rentals, Golf Tee time information.
Signup for Black Visa Card today!
It is currently available for Limited Time. Barclay's Bank ensures that this BlackCard is only given for few early applications and once they have enough members, the card won't be given away anymore to give the best service to existing members.
Become a member today and enjoy their 24-Hour Concierge Service. Apply Now!
Thursday, January 15, 2009
ABC News: Dave Ramsey's Financial Tips
Financial guru Dave Ramsey and "Good Morning America" assembled a cross-section of Americans struggling with debt. "GMA" had those in the group of 20 confess their debt -- which totaled $637,843 — not including what they owed on their mortgages.
Some admitted the debt was taking a toll on them emotionally and monetarily, and one couple even said they were facing a divorce because of mounting money pressures.
Click the link below for the informative video:
ABC News: Dave Ramsey's Financial Tips
Some admitted the debt was taking a toll on them emotionally and monetarily, and one couple even said they were facing a divorce because of mounting money pressures.
Click the link below for the informative video:
ABC News: Dave Ramsey's Financial Tips
Wednesday, January 14, 2009
Begin 2009 with a budget
Most of us are feeling pretty uncertain right now about the economy. Is it ever going to get better in Michigan? Are our jobs safe? Will our 401Ks continue to plummet? A person could go crazy worrying about it all.
But instead of tearing our hair out over what we cannot control, why not start focusing on making the best use of the finances we have right now? Sticking to a written budget makes the money you’ve worked so hard for, work hard for you in return.Here are some tips, provided by Kathy Aksten, office manager at Great Lakes Financial Services Group Inc. in Brighton, and Dave Ramsey’s “The Total Money Makeover” book, to help you design a budget and take control of your finances.
Where to start?
If you feel like you’re bleeding out money and you’re not quite sure where it’s going, start by tracking your expenses.
Aksten suggests keeping a notebook and writing down ALL of your expenditures to see where your money is going — including the $6 spent on coffee and a muffin this morning. Some people find this alone helps them start to curb wasteful spending.
Click HERE for the complete article from LivingstonDaily.com
Thursday, January 8, 2009
America's Cheapest Family
Tonight on Inside Edition, I saw a story on the Economides family of Arizona. They could very well be the poster family for the teachings of Dave Ramsey.
Annette and Steve Economides (yes, that is their real last name) and their five children never pay full price, for anything. Their grocery bill is only $350.00 per month, they look for special savings, buy in bulk and clip coupons to reach that amount. They buy clothing second hand, often finding name brands merchandise in excellent condition for a fraction of the original price.
They have never used credit cards, they paid cash for their cars and are on their way to having their home paid for, they do all of this on less than a $50,000 annual income!
Read their story in their book: America's Cheapest Family Gets You Right on the Money: Your Guide to Living Better, Spending Less, and Cashing in on Your Dreams
Or opt for the Kindle Edition HERE
Annette and Steve Economides (yes, that is their real last name) and their five children never pay full price, for anything. Their grocery bill is only $350.00 per month, they look for special savings, buy in bulk and clip coupons to reach that amount. They buy clothing second hand, often finding name brands merchandise in excellent condition for a fraction of the original price.
They have never used credit cards, they paid cash for their cars and are on their way to having their home paid for, they do all of this on less than a $50,000 annual income!
Read their story in their book: America's Cheapest Family Gets You Right on the Money: Your Guide to Living Better, Spending Less, and Cashing in on Your Dreams
Or opt for the Kindle Edition HERE
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