Most of us are feeling pretty uncertain right now about the economy. Is it ever going to get better in Michigan? Are our jobs safe? Will our 401Ks continue to plummet? A person could go crazy worrying about it all.
But instead of tearing our hair out over what we cannot control, why not start focusing on making the best use of the finances we have right now? Sticking to a written budget makes the money you’ve worked so hard for, work hard for you in return.Here are some tips, provided by Kathy Aksten, office manager at Great Lakes Financial Services Group Inc. in Brighton, and Dave Ramsey’s “The Total Money Makeover” book, to help you design a budget and take control of your finances.
Where to start?
If you feel like you’re bleeding out money and you’re not quite sure where it’s going, start by tracking your expenses.
Aksten suggests keeping a notebook and writing down ALL of your expenditures to see where your money is going — including the $6 spent on coffee and a muffin this morning. Some people find this alone helps them start to curb wasteful spending.
Click HERE for the complete article from LivingstonDaily.com
No comments:
Post a Comment