Equifax Score Watch

Keeping An Eye On Your Score Can Be Very Rewarding

Monitoring your FICO® credit score can lead to big savings and more purchasing power.
A higher credit score typically means lower interest rates which will reduce your monthly payments – and that could mean saving thousands of dollars over the life of a loan. Score Watch makes it easy to target your ideal score, see interest rates you are likely to receive and watch your score trend over time.

Benefits Include:

• Continuous score monitoring and notification when a change in your FICO® score impacts the interest rate you are likely to receive
• Detailed explanations for key score changes and specific tips for understanding your score
• Daily monitoring of your Equifax Credit Report with email notification of key changes (email / wireless alerts)
• Two Free Score Power® reports, plus discounts on additional Score Power® reports
• Detailed "Bottom Line" of what your most current score means, comparison with national averages, and a graph of how lenders view you
• Access to friendly and knowledgeable Customer Care available 7 days a week
  

Get Equifax Score Watch Now!

TMMO Live Grand Rapids

We were at the Dave Ramsey Total Money Makeover Live event in Grand Rapids, Michigan last week, great time!

First off, they use an ARMY of volunteers, green shirts EVERYPLACE. The show is very well organized. They do offer Dave Ramsey materials of course, but there was ZERO hard sell, pushy types. Of course if you had a question or wanted to pruchase an item (at greatly reduced prices mind you) they were right there for you.

If you have not attended an event in the past, be sure to catch the next one in your area. We drove 3 hours each way and were home by 12:30AM Friday morning!

For more information on upcoming Live events click HERE

Credit Card companies playing hard ball

With these current economic conditions, the urgency to dump the credit card debt has never been greater. Actions this week only reinforce that thinking.

An article in the Sacramento Bee this week mentions how credit card companies from American Express to Washington Mutual are getting tough on their terms from interest rates, to fees and even minimum amounts due. All this is impacting ALL clients, including those with outstanding histories on their accounts.

Some Chase customers are seeing their minimum due double, a customer with Washington Mutual has seen his interest rate triple from 9.9 percent to 29.9 percent!

Unless it is absolutely necessary, stop using those credit cards.

How to talk to your kids about being financially responsible

Annette Graham, mother of three boys, takes advantage of teachable moments in daily life to help her children learn the value of a dollar.

Her 15-year-old knows that if he wants to take a girl out, he will have to get a job to pay for it. Her 7-year-old, meanwhile, is learning how much $5 will actually purchase.

Understanding how to manage money can help children to be less likely to join the ranks of so many who have financial difficulties in early adulthood, such as running up credit cards. And age-appropriate answers about the current economic situation can help alleviate fears.

Some parents wonder if they should hide their financial matters from their children.

Click HERE to read the article from Reporter-news.com

Visit the site at kids.DaveRamsey.com